---
title: "Terms of Service | OwnerLine - AI Business Coach"
description: "OwnerLine Terms of Service. Simple, fair terms for our AI business coaching service. No subscriptions, no hidden fees."
lang: en
json-ld: |
  [
    {
      "@context": "https://schema.org",
      "@type": "Organization",
      "name": "OwnerLine",
      "url": "https://owner-line.com",
      "logo": "https://owner-line.com/favicon.png",
      "description": "24/7 AI business coach for entrepreneurs. Phone-based coaching with persistent memory, tough love accountability, and industry expertise across 20+ sectors.",
      "contactPoint": {
        "@type": "ContactPoint",
        "telephone": "+1-315-646-4691",
        "contactType": "customer service",
        "availableLanguage": "English",
        "hoursAvailable": {
          "@type": "OpeningHoursSpecification",
          "dayOfWeek": [
            "Monday",
            "Tuesday",
            "Wednesday",
            "Thursday",
            "Friday",
            "Saturday",
            "Sunday"
          ],
          "opens": "00:00",
          "closes": "23:59"
        }
      },
      "sameAs": [
        "https://www.producthunt.com/products/ownerline"
      ]
    },
    {
      "@context": "https://schema.org",
      "@type": "Service",
      "name": "OwnerLine AI Business Coaching",
      "description": "24/7 AI conversational advisor for business owners and entrepreneurs. Phone-based coaching with persistent memory.",
      "provider": {
        "@type": "Organization",
        "name": "OwnerLine"
      },
      "serviceType": "AI Business Coaching",
      "areaServed": [
        "US",
        "GB",
        "AU"
      ],
      "availableChannel": {
        "@type": "ServiceChannel",
        "servicePhone": {
          "@type": "ContactPoint",
          "telephone": "+1-315-646-4691",
          "contactType": "customer service",
          "availableLanguage": "English"
        }
      },
      "offers": {
        "@type": "Offer",
        "description": "First 10 minutes free trial",
        "price": "0",
        "priceCurrency": "USD"
      },
      "hasOfferCatalog": {
        "@type": "OfferCatalog",
        "name": "OwnerLine Pricing",
        "itemListElement": [
          {
            "@type": "Offer",
            "name": "Starter",
            "price": "29",
            "priceCurrency": "GBP",
            "description": "60 minutes per month of AI business coaching"
          },
          {
            "@type": "Offer",
            "name": "Pro",
            "price": "89",
            "priceCurrency": "GBP",
            "description": "200 minutes per month of AI business coaching"
          },
          {
            "@type": "Offer",
            "name": "Unlimited",
            "price": "159",
            "priceCurrency": "GBP",
            "description": "Unlimited minutes of AI business coaching"
          }
        ]
      }
    }
  ]
---

[← Back to Home](/)

# Terms of Service

Last updated: January 27, 2026

## The Simple Version

OwnerLine is an AI business coaching service. You call, we listen, we help you think through business challenges. We're not lawyers, accountants, or therapists—we're a thinking partner.

## Service Description

OwnerLine provides AI-powered business coaching via phone calls. Our service includes:

-   24/7 availability for business conversations
-   Persistent memory across conversations (with PIN)
-   Industry-specific knowledge across 20+ sectors
-   First 10 minutes free for new callers

## Payment Terms

-   **Credits Never Expire:** Once purchased, your minutes are yours forever
-   **No Subscriptions:** Pay only for what you need, when you need it
-   **Refunds:** Contact us within 7 days of purchase for unused credits
-   **Pricing:** Current pricing is displayed on our website and may change

## What OwnerLine Is Not

OwnerLine is for informational and coaching purposes only. We are not:

-   Legal advisors—consult a lawyer for legal matters
-   Financial advisors—consult a CPA or financial planner for financial decisions
-   Mental health professionals—seek professional help for mental health concerns
-   A replacement for professional business consulting on critical matters

## User Responsibilities

-   You must be 18 years or older to use the service
-   You are responsible for your own business decisions
-   You agree not to use the service for illegal purposes
-   You agree not to attempt to abuse or exploit the service

## Limitation of Liability

OwnerLine provides general business coaching and is not liable for business decisions you make. We provide a thinking partner, not guaranteed business outcomes. Use good judgment and seek professional advice for significant decisions.

## Changes to Terms

We may update these terms occasionally. Continued use of the service after changes constitutes acceptance of the new terms.

## Contact

Questions about these terms? Call us at [+1 (315) 646-4691](tel:+13156464691).

[← Return to Home](/)